Using Casa for a self-directed IRA

A self-directed IRA (individual retirement account) is a retirement account option provided by some financial institutions in the United States. A self-directed IRA allows you to store alternative investments like bitcoin or ether for retirement savings in an account that you control. 

Some U.S.-based customers who want the most sovereign and secure storage solution for the funds associated with their self-directed IRA choose to use options like Casa.

Casa is not a financial institution, and we are not tax professionals or financial advisors. Because of this, we recommend that you consult a tax professional when considering Casa to secure the funds in your self-directed IRA. How you store and move funds can have tax implications and reporting obligations. 

Can I use Casa for my own self-directed IRA?

Yes! You can use Casa to store the funds associated with your self-directed IRA if you and/or your tax advisor have determined that it meets the legal requirements of a self-directed IRA. 

There are some important points to note when considering this:

  • You should store the funds associated with your IRA in a unique Casa account using a unique set of keys.
    • While Casa does have the ability to create multiple separate vaults within a single Casa account with a feature we call Subaccounts, and the funds in separate subaccounts do not commingle, they do use the same keys as the primary account, so we still recommend having a unique Casa account for your IRA. In the future, we may be able to update subaccounts and allow them to store funds for your IRA as part of your main personal account.
  • You should avoid using any personal funds (e.g., a personal credit card) to pay for your IRA's Casa membership. It's better to pay using your self-directed IRA's debit card, or with funds owned by your IRA.

Casa offers a secure storage solution for individuals seeking to safeguard the funds associated with their self-directed IRA. By adhering to best practices, such as using a unique Casa account, understanding the Subaccounts feature, choosing appropriate payment methods, and consulting a tax professional and financial advisor, you can make informed decisions about using Casa for your self-directed IRA. Always stay informed about updates and seek professional advice to navigate the details effectively.


Please note: Enrollment in a self-directed IRA and designation of beneficiaries are a completely separate process from Casa’s services and are solely an arrangement between the user and IRA administrator. Funds held in your Casa account will not automatically transfer to a user’s beneficiaries selections with the IRA administrator. In self-custody setups, it is the responsibility of the customer to ensure that proper measures are in place so that their account can be successfully accessed by their beneficiaries as intended.